This service has been set up with the needs of Sported members in mind, making it easier for you to explore coverage options.

We understand that making insurance purchasing decisions can be tricky. At Miller our highly-skilled specialists are able to provide insurance advice and recommend insurance coverage that's specific to your activities, staffing and governance structure.

Insurance glossary

To make things a bit more straightforward, we've included an insurance policy coverage glossary below,  giving you an overview of some of the policies we might recommend and a general indication of what's covered.

Business interruption
Insurance against the costs associated with being unable to trade due to unforeseen property damage.

Crime/fidelity guarantee
Covers legal costs resulting from wrongful acts carried out by an organisation’s directors and officers. This insurance is usually bought in conjunction with a directors’ and officers’ liability policy (see below).

Cyber and data risks
Insures against the financial impact to a firm’s organisation caused by cyber related incidents such as hacks and lost data. Can cover the actions of the organisation itself and associated third-parties.

Directors’, officers’ and trustees liability
Covers directors, officers, trustees and their organisation for claims made against them, cover for claims resulting from managerial decisions that have adverse financial consequences.

Employment practices’ liability
Covers organisations against claims from employees for wrongful employment practices or discrimination.

Employers’ liability
Covers an organisation against compensation claims submitted by employees and/or their families in the event they are killed, suffer disability or injury at work.

Group travel
Organisations can buy a range of covers for costs they could incur while their employees are travelling on business. This could be medical or legal assistance for example.

Legal defence
Insurance for organisations against costs associated with legal action either as a claimant or a defendant.

Personal accident/workers compensation
Covers against death or disability claims lodged by an employee and/or their family where the organisation is found responsible.

Pension trustee liability
Covers the personal assets of pension trustees, in the event that they are found responsible for losses to a fund.

Property
Specific insurance policies responding to damage to an organisation’s property, contents and equipment respectively.

Public/Products liability
This covers claims lodged against an organisation by any party relating to injury, disablement and death as a result of negligence.

Sexual misconduct and molestation liability
Covers an organisation as well as their directors and officers against allegation made by current or former employees of alleged sexual misconduct or abuse.

Speak to a specialist 

It's important that you know what the most suitable insurance options are for you, and we always recommend that you discuss your specific circumstances with one of our trained specialists before making a decision on what coverage you should purchase. You can get the ball rolling by getting in touch with us by email.

Why Miller? 

Work with a specialist 
Our team has extensive experience in handling insurance for clients in the sports and entertainment sectors. A dedicated and specialised approach means we understand the specific challenges they face, which enables us to help them make informed choices when managing their risks. 

The size and scale to get the job done 
Our strong and long-standing relationships with insurers in London, at Lloyd’s and internationally mean we are in an excellent position to deliver competitive rates. We are a top-six producer of insurance premiums to Lloyd’s alone so our clients can trust the Miller team to effectively represent them in negotiations with underwriters.