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Energy, power & renewables, Bermuda

Developments in climate change litigation: exposures and coverage issues for energy insurances

A recent ruling in the USA sheds light on liability policy coverage in response to climate change litigation. The supreme court in Hawaii has ruled that greenhouse gases are pollutants, and therefore subject to the pollution exclusion under an insured’s liability policy (Aloha Petroleum, LTD. v. National Union Fire Insurance Co. of Pittsburgh, PA). In this article, we will review the exposures and the coverage issues to be aware of in light of this recent ruling.

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Parametrics

The importance of flood risk assessments and their impact on solar farm insurance

Until recently, solar power projects were seen as low risk for insurers. As a result of significant natural catastrophe losses in recent years, this is beginning to change. Weather events such as heavy rainfall and subsequent flooding have driven insurers to evaluate their view of natural risks.

Parametric solutions

Parametrics

Parametric solutions: Why broker specialisation matters in parametric insurance

In an era of increasing climate unpredictability and evolving risk landscapes, the insurance industry is pivoting towards innovative solutions to address the complex needs of clients.

Construction, Directors and Officers

Construction PI thought of the month - the impact of contractor insolvency within the construction industry

Following the recent collapse of ISG and the reported £2.5 billion worth of active project sites now in limbo, the potential impact on the rest of the construction industry could be significant. In our latest article, Miller's Construction PI and D&O teams have collaborated to analyse the issues that could impact employers and subcontractors in the aftermath of yet another major contractor insolvency.

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Construction

Hazardous works exclusions - how to avoid potential pitfalls in your construction insurance

Insurers continue to include hazardous works exclusions within some construction policies. Miller's Head of Construction Client Development, Jason Baston highlights some of the activities insurers may exclude and how Miller can help.

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Construction

The Business Behind Sport: Sports & Major Events Infrastructure Podcast

Miller’s Head of Construction Client Development, Jason Baston recently joined a panel of experts to discuss the scale, governance and commercial pressure in delivering ever-expanding global sporting events.

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Solicitors

Solicitors’ PI - five practical action points for presenting your claims to insurers at renewal

Whilst a firm’s claims history plays a central part in its attractiveness to insurers and premium calculation, the way in which claims are presented can make a huge difference. Miller’s Claims Executive, Mark Durkin provides five practical actions below.

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Solicitors

Solicitors' PI - principal factors that will influence premiums for law firms this October

Four principal factors will influence premiums for law firms this October renewal season. While none are new, market dynamics ensure that they play out slightly differently each year. Miller’s Risk Manager, Calum MacLean discusses these below.

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Construction

External perspectives: managing a contractor's insolvency during works

In conjunction with HLME and Charles Russell Speechlys, Miller presents its second insolvency related paper. Written from the perspectives of a development and construction project manager, a construction lawyer and a construction insurance expert, this document presents a checklist of key actions to take when managing a contractor insolvency.

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Marine

Marine hull market pre-renewal report - September 2024

Written by our market expert and former underwriter Peter Townsend, we're pleased to release our Marine hull market pre-renewal report, looking back at the 2024 year so far and trends ahead.