We provide specialist risk advice and insurance solutions to all parts of the construction industry.

Representing owners, contractors, developers, consultants and suppliers, we deliver intelligent and tailored solutions that match their specific risks. Our industry expertise, client-first ethos and collaborative structure sets us apart from our peer group. Miller is also a proud Professional Services member of Build UK.

Areas of expertise

Construction projects

We work hand-in-hand with employers to design and place owner controlled insurance programmes that both protect and enhance your project.

Contractors

Whether it’s your annual insurance programme or project specific insurance, we’ve got you covered.

Contractor insolvency

We offer risk mitigation and tailored insurance solutions to protect your project from insolvency risks, as well as easy replacement insurance should the worst happen.

Housebuilders

We offer bespoke housebuilder insurances that ensure your policies are properly optimised for your risk profile and business needs.

Sports stadia

The high-profile nature of sports stadia construction projects brings added publicity and scrutiny to an already complex range of risk. We have extensive experience working alongside sports clubs and organisations to deliver project and site-specific insurance progammes.

New neighbourhoods and garden villages

Every new neighbourhood and garden village project is unique. We believe in designing bespoke and flexible risk advisory and insurance solutions covering both construction and operational elements.

Purpose built student accommodation

Our experts have extensive experience in providing clients with invaluable risk management and risk transfer options to both protect and enhance PBSA projects.

Waste to anything

Our Renewable Energy & Environmental Technology (REET) team are true specialists in this sector, working with clients to develop tailored risk and insurance solutions for all types of waste into energy projects.

Close up of timber planks for construction

Timber frame

Our Construction team has extensive expertise in timber frame construction, associated risk strategies and optimising the insurance solution.

Modern methods of construction

Modern Methods of Construction (MMC) is now cited as one of the key solutions to the housing problem. Our team of specialists can support you in ensuring you have the right cover in place to deliver optimum protection.

Mock trials

Miller frequently collaborates with partner law firms to run mock trials, aiming to help attendees understand what happens when a case goes to court.

Complementary specialist lines

Social housing

Miller can provide a comprehensive range of risk and insurance solutions for social housing sector organisations, including registered providers, public services, public benefit, community, non-profit, for-profit and investors.

Real estate

In an environment where regulatory and legislative change, plus macroeconomic uncertainty continues to challenge the world of real estate, Miller can provide certainty around the protection of your assets.

Infrastructure and civil engineering

We specialise in risk management and transfer solutions for all construction, engineering and machinery erection projects.

Renewable energy & environmental technology

As a globally recognised leader in this market, our specialist team design and place risk transfer programmes for some of the world’s most ambitious renewable energy projects.

Energy & power

We work side-by-side with our offshore and onshore energy teams, and in-house engineers to design and deliver first-class insurance programmes for a broad spectrum of projects.

Professional indemnity insurance

Having professional indemnity (PI) insurance protects your company against legal costs and damages arising from an alleged or actual act, omission or breach of professional duty towards third parties.

Surety solutions

Surety bonds play an important role across many industry sectors and offers a valuable alternative to bank guarantees. Our specialists can help you find the best surety solution, both contract or commercial, to match your needs.

Wholesale solutions

As a specialist construction practice with no network of retail offices, we partner with retail and wholesale brokers across the globe to add value and respond to complex client challenges. We like to consider ourselves as an extension to your team.

Senior contacts

Pauline Goreham

Head of Global Construction

Pauline has worked in the insurance industry for 30+ years, of which over 20 have been dedicated to the UK construction, infrastructure and renewables sectors. She specialises in providing expert advice to funds, equity investors, financiers, developers, contractors, professional advisers and asset managers on project lifecycle risk, contracts and transaction insurance for projects worldwide.

Steve Cox

Head of UK Construction

With over 40 years’ experience in the construction insurance market, Steve has worked on some of the most prestigious projects placed into the London market and handled some very significant claims over the years. He has extensive experience of both contractor and developer programmes, and advises clients and their advisers on complex contractual arrangements and delivery of insurance solutions.

Stephen Leeming

Co-lead of International Construction

Steve co-leads Miller's International Construction offering, designing and placing risk solutions for non-UK construction projects.

Jason Baston

Head of Construction Client Development

Jason has over a decade of experience in construction insurance, specialising in solutions for UK and Irish insureds. Prior to that, he has worked both in the UK and overseas on behalf of Lloyd’s syndicates, insurers and international brokers in property and casualty lines.

Meet the wider team

What our clients say...

We had no idea just how much construction expertise Jason and his team (Miller) would bring to the table. They have integrated themselves flawlessly into our project team and add so much value and know-how to our negotiations.

They go way beyond providing just insurance solutions and the quality of service and attention to detail is unrivalled. We would most certainly recommend Miller.

University campus redevelopment
Miller's Construction team assisted us in finding suitable cover for a timber frame school project for one of our clients. Due to the project being government-led, the client had specific terms and endorsements that needed to meet the developer's requests, which Miller were able to place through a syndication in Lloyd’s.

Miller have been there with us from start to finish, even attending site visits to ensure subjectivities were being applied correctly. Their expertise and commitment make them an excellent choice to assist with any non-standard construction risk placement.

Timber frame new school build
Jason and his team were instrumental in implementing a bespoke insurance solution for one of our hospital projects.

We were impressed with how quickly they understood the complexities of the project and their knowledge of how to resolve the issues we were experiencing.

UK hospital expansion project
Last year, we undertook a major broker review with the aim of finding a broker that was willing and able to deliver a bespoke service for all our insurance needs. That September, we appointed Miller and their construction team.

The first-class prompt and reliable service we have received from Miller has been outstanding in comparison to other major brokers we have previously engaged with. They have delivered on everything they committed to and more. For example, strengthening our long-term relationship with our key insurers, which resulted in favourable premium rates at renewal. Their response time to queries is always timely and efficient.

Particularly noteworthy is the team’s willingness to work with and support our in house risk management team, providing advice and support as needed. They are clearly very knowledgeable and experienced in construction, showing excellent attention to the details of our contracts and policies to customise the right contractual commitments and insurance solutions.

Major UK civil engineering contractor

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resources

Construction insurance glossary

Insurance terminology can be confusing. We believe it's our role to help you understand your policy wordings. Here you'll find an updated list of definitions for key terms often used.

Case studies - helping our clients

Here you're find real life case studies on how we've help our clients.